Our fees in a nutshell
We avoid fees as much as possible. The YELL app is freely available, and spending and sending money will always be free.
A few fees cover our expenses and obligations to third parties to provide you with the best experience. Let us explain.
YELL accounts
App download
Free
No fee to download the YELL app.
Account setup
Free
No account setup fee for the YELL account.
Monthly account maintenance
Free
No monthly account maintenance fee.
Spending or sending money
In-store purchases
Free
No fee for in-store purchases using the YELL Mastercard.
Online purchasese
Free
No fee for online purchases using the YELL Mastercard.
Sending money to YELL customers
Free
No fee for sending money to other YELL customers.
Adding money to the YELL wallet
Transfer from bank account
Free
No fee for adding funds to your YELL wallet via incoming bank transfer or ACH.
Transfer from credit card
2.99%
Adding money to your YELL wallet via credit card transfers incurs a 2.99% fee.
Instant access
1.99%
Instant access to transferred funds incurs a 1.99% fee.
Receiving money from YELL customers
Free
No fee for receiving money into your YELL wallet from another YELL customer’s wallet.
Receiving money using Direct Deposits
Free
No fee for direct deposits into your YELL wallet.
Receiving merchant refunds
Free
No fee for receiving merchant refunds.
Transferring money from the YELL wallet
Electronic withdrawal
0.5%
Withdrawals to linked bank accounts incur a 0.5% fee.
Using the YELL Mastercard
YELL debit card acquisition
Free
No fee for getting the card.
ATM withdrawal (in-network)
Free
No fee for ATM withdrawals within the Allpoint network. “In-network” refers to ATMs in the Allpoint ATM Network. Locations can be found at allpointnetwork.com/locator.html.
ATM withdrawal (out-of-network)
$2.50
ATM withdrawals outside of the Allpoint network incur a $2.50 YELL fee. “Out-of- network” refers to all the ATMs outside of the Allpoint ATM Network. Additional fees may be charged by the ATM operator, including for a balance inquiry, even if no transaction is completed. Foreign transaction fees may apply.
YELL debit card replacement
Free
No fee for replacement of lost or stolen YELL debit cards.
YELL for Business
Accepting payments
1.5%
Accepting YELL payments incurs a 1.5% fee.
More information
Customer service (telephone)
Free
No fee for customer service calls.
Customer service (chat/email)
Free
No fee for customer service messages.
Real-time alerts
Free
No fee for real-time push notifications and text messages. Standard text message and data rates may apply.
Monthly statements
Free
No fee for monthly account statements.
Transaction declines
Free
No fee for transaction declines due to insufficient funds.