YELL Business Incentive Program 

Rules and Terms

Last update — 06/30/2025

Incentive Program Details

  • Bonus: Any Bonus will be transferred by YELL into the YELL account of the Customer within 7 business days of earning the Bonus
  • Customer: A Customer is a legal business entity who created a YELL account and completed the onboarding Customer verification process.
  • Notification: Customers will be notified by email and app notification.
  • Qualifying Transaction: A Qualifying Transaction is the sale of goods or services to YELL Customers using the YELL wallet as the form of payment (debit card excluded). Qualifying transactions exclude (1) gambling and purchases of CBD products, (2) purchases made with the YELL debit card, (3) sending or receiving money directly to other YELL Customer via direct peer-to-peer transfer, and (4) transferring money between connected accounts and the YELL wallet. 
  • Updates: YELL, at its sole discretion, reserves the right to update, modify, or suspend the sign-on Bonus and referral Bonus offerings. During suspension, these offerings will be temporarily unavailable to new Customers.

Early Adoption Bonus

The first 50 YELL business Customers, who sign up on or after July 1, 2025 earn a one-time $250 Bonus.

Sign-on Bonus

During the first 180 days of being a business Customer, Yell Businesses will not have to pay fees on the first $10,000 of Qualifying Transactions. A Qualifying Transaction is the sale of goods or services to YELL customers using the YELL wallet as the form of payment. Qualifying Transactions do not include debit card purchases.

Incentive Program Monitoring Disclosure

At YELL, we regularly monitor our incentive programs to ensure compliance with all applicable laws, regulations, and internal policies—while protecting both individual consumers and business customers from abuse or misuse. By participating, you acknowledge and agree that: 

  • Monthly Audits & Spot Checks: We review eligibility, rewards, and redemptions on a monthly basis, supplemented by random checks without prior notice. 
  • Event-Driven & Annual Reviews: Specific incidents may trigger immediate investigations, and a comprehensive year-end evaluation helps assess overall program effectiveness. 
  • Data Analytics & Manual Reviews: We use automated tools and manual verification to detect suspicious activities, unusual redemption rates, or policy violations. 
  • Participant Feedback & Record-Keeping: Feedback channels and detailed logs allow us to address concerns and maintain transparency for potential regulatory audits. 

If potential misuse is identified, YELL may suspend or terminate participation, require restitution, or adjust future incentive terms. We will cooperate with any regulatory or law enforcement inquiries as needed. For more details or to request a summary of how your incentives are monitored, please review our Incentives Programs (this document) or contact our customer support team.

Additional Disclosures

Please note that Bangor Savings Bank is not managing, sponsoring, or facilitating this incentive and sweepstakes program. All services, offerings, and communications related to these programs are provided solely by YELL Payment and are in no way affiliated with, endorsed by, or representative of Bangor Savings Bank. Bangor Savings Bank is not responsible for any liabilities, obligations, or claims arising from participation in this program.

YELL Payment is a financial technology (fintech) company, not an FDIC insured depository institution. Banking services provided by Bangor Savings Bank, Member FDIC. FDIC insurance coverage protects against the failure of an FDIC insured depository institution. Pass through FDIC insurance coverage is subject to certain conditions. The YELL Mastercard® Debit Card is issued by Bangor Savings Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circle design is a trademark of Mastercard International Incorporated. Spend anywhere Mastercard is accepted.